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How To

How to Plan your budget carefully?

A person can be defined by the people around him like friends, colleagues, family, etc. It is not always necessary for them to have a similar attitude and mentality like yours. Ultimately, they have an impact on your lifestyle.

This article will help talk about ” How to Plan your budget carefully“?

In general, every person is likely to have and get to meet people from different classes of life. All that matters is who are you getting influenced by! Are your friends or family acting like your motivators or role models?? Are they having any impact in your life?

How to plan your budget carefully

I say very a few are able to differentiate good amongst the bad. We must frame certain limits which we are never going to cross no matter what or who forces you because it will ultimately show its impact on you. Having more number of people in your life is not valued when compared to the kind of people you have.

You have to be very cautious while selecting people you hang out with especially when you are on a plan of saving money. Life is just not the same always, it’s never too late to set a limit on the money you are going to spend.

Here are a few tips you can follow if you want to live a happy budget-conscious life:

If you have more of partiers in your group then you are likely to spend more, to reduce the count and start hanging out with people who are economical.

Create an opportunity:

Try out part-time jobs by which you stay focused on work, indulge in new things, meet new people which result in making money at the same time.

Be a Planner:
How to Plan your budget carefully

There certainly have to be someone to take the initiative of coming up with ideas when you plan for a get-together or like. Why don’t you be the person? By doing so, you can set a plan which you want and is reasonable. This will develop your organizing and managing skills which are good for an individual.

Introduce new ideas:

Suggest potluck parties which are fun, wallet-friendly and are trending too. You can always put on some extra efforts of making it more exciting by coming forward with different games, fun activities and etc. Instead of partying Friday nights you can save the money and plan for cycling on a Sunday morning. This is much more relaxing, it will be fun if your friends join you.

Budgeting is fun:

Budgeting is not about restricting the way you live or would love to. It’s just about priorities and making best of what you have. It’s about focussing on long-term goals by giving up on few short-term one. Well, planned budgeting is nothing but investing in a better future.

Planning out any activity that involves nature is fun and inexpensive say it be trekking. Form a clutch, pack your bags and go over. Trust me it will be one of the best low budget trips you might ever have.

Be a self Accountant:
How to plan your budget carefully

Maintain a record of what you have earned, mark your own target, let the month go. See what you are left with it at the end. By doing this you can have a focus on how much is left and can plan accordingly for the next month and the next and the next. Mentoring kids about these aspects of their children is very important and we need to educate them about these aspects  (Facts with the kids)

Involve your spouse:

If you are married involve your spouse in planning and maintaining your budget cause there is no better person to understand you better than your spouse.

Never ever hide your budget near your spouse or kids, if you have any. Cause they are your family and every decision of yours will certainly impact them too.

Express yourself:

Many at times you get carried away by your friends or people around you. Believe me or not your friend’s behavior and emotion will have an impact on you. You tend to imitate those you are surrounded by.

How to plan your budget carefully

If you are a social activist you will definitely have many events coming now and then. You must be very sure while picking up the events you are going to spend on. Ask few questions before saying yes to any event. What is the event about? Are you getting any benefit from it? How much are they charging to attend the event? Is it worth spending for such event? Don’t you get other opportunities attending similar events?

All in all, it is all laid back to the individual, one has to understand and make their own decisions and it is one of the qualities that the individual has to develop through experiences. If you are still lost and didn’t match your goals then you must follow 50 30 20 budget rule.

So what is 50 30 20 budget rule?

So 50 30 20 budget rule is nothing but your entire net income for the month is divided into three categories of expenses. So let’s understand this in a bit more detail:

50% of your net income for the month should be allocated for your needs.  This amount should be exactly met and no extra amount should be used to fulfill the need. You have to be very strict in terms of controlling your needs. Basically, need vs necessity should be evaluated.  Need is something that is good to have. Necessity is something that is necessary for survival.

So the next 30% of your net income for the month should be allocated for your wants. This can include savings or can be accumulated for your long-term goals. This 30% is something that you can save or you can spend based on your want list. This is extremely important and one should be very cautious about what they are going for.

Rest of 20% of your net income for the month should be allocated for your loans and debt repayments. This amount should be limited to only 20% of your net income. So we advise staying away from the EMI based product buying options.  Initially,  the offer looks attractive but your monthly debt repayment amount will be significantly increased and after some time it becomes a burden.

This article is focused on teenagers and newly married couples and to the matter of the fact anyone who is looking to save money.

 

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How To

How to reduce the effects of Technology on your children?

How to reduce the effects of Technology on your children?

Well, it is a big topic to deal with. First, let’s recap what we as parents are doing on daily basis and by end of the article we will be able to understand and list different ways to reduce the effects of technology on our children.

We feel proud to say that we are getting technologically advanced day by day. Acceptance of which started showing its other side. We want everything to be automated and equipped no matter it be a normal pen or plane. With no wonder, we can call it an era of Artificial Intelligence.There was a time when people expected robots to replace the human. Recently, there came a news stating that robots are ready to get implemented.

Did we ever wonder about the impact these advancements are going to leave us or on our future generations?

We find kids using all types of gadgets and feel proud to see them using these with an ease. Mobile phones, iPad’s, tablets, etc. available in the market and most of the kids want them these days.
It is a good sign if they use it for their benefit but do you think that is really happening? I would say a big no to it

Let me tell you why I said no to the above statement:

How are your kids doing their projects or home works?

Answer: By browsing the internet.
How did we do?
Answer: by thinking, referring to other books.

By this, we can say that they have stopped to put efforts on thinking and working on their own home works. Wherein, parents feel proud to say that their kid scored the highest.

Kids get tantalized towards video games available online or by play stations. There are many applications freely available over the internet which get installed in less than a minute. Parents show the same to their kids which results in a situation where they lose motivation to go out and play. With this, they stop interacting with people other than family and school friends. We can see this change already happening around us.

We as kids were forced to stay home to study and do our home works when we wanted to go out and play. We used to have gangs, random talks, all other memories.

Do the kids of this generation have those?     Not really!!

All that they have is a limited group of friends, gadgets and four walls.
Are they making memories? No!
How is a two-year-old kid able to operate the phone?

Because they see their parents operating the same. Parents are first teachers of the child. Every act of the parent whether positive or negative will have the same effect on their kids. They operate fan, light, AC etc. from their phones. Kids see and learn the same. They become lazy as they don’t even move from the place they are for minimum things. This will have a very bad health effects in the near future while the kid is growing.

As a firm believer in the saying “whatever you give will come back to you” it is just the same here. Your kid is your reflection. You do well he will just do the same. They see what their parents show. Their growth depends on the surroundings he is in. Firstly it is the responsibility of the parents to mold and guide them. As the parents can’t always be there beside the kid their motivation does all the magic. Every situation that a kid comes across has two ways, good and bad. So the way he is raised is all that matters.
At the age of two where very few kids start talking, now started operating gadgets.

Giving freedom to choose their life is only thing parents can give. Giving whatever they ask for makes them stubborn and overhasty. It is no wonder that 8 out of 10 kids at the age of five or six say that they are in love. How can a kid know what is love? That sounds crazy, isn’t it?

They learn from what they see. That is pictures, TV shows, etc. There should be some restrictions on where you take the kids and what you show them. To all those parents who party late night, booze and get back home. Beware your kid is watching you.

Kids have more grasping power when compared to elders. We think they don’t pay attention to what they see or listen. The fact is everything they see and listen at their early age gets registered in their brain.

We as grownups have to know that we are been watched every moment and our kids are learning the same. To be a responsible parent one has to motivate their kids to gel with others and encourage them to play outdoors and from time to time if your budget permits then we would suggest organizing small parties for the kids where they can meet and play outdoors.

If you are a parent and observed this on daily basis then you should definitely implement a change in your lifestyle. Your kid is watching you and learning passively from you.

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How To

How to save YouTube videos for free and watch offline later

How to save YouTube videos for free and watch offline

 Yes, you can download videos for free, this article will walk you through step by step process.

Most of us on a daily basis go to YouTube to either listen/watch to music/shows or to learn something new. Well, for you to enjoy un-interrupted services one must have an active internet connection or should be hooked to a Wi-Fi connection.

Well if you are addicted to spending time on YouTube and don’t have the mobile network or Wi-Fi connection.  Don’t worry anymore because YouTube has launched their “Offline” services so that you can download few videos and watch it at the later point of the time. Yes, you can download the videos for free and watch offline later

Prerequisites to use YouTube Offline
  • One should have a smartphone with considerable amount of space
  • One should download YouTube application and should be updated to the current version
  • One should have mobile internet connection (preferably 3G or 4G connections)
  • One should have an active Gmail account and it should be linked to your “YouTube” account
How to use YouTube Offline:
  • To use the option, one has to tap into the YouTube application.
  • Your home screen displays information about the email id that is been used to log into the application.
  • On the screen, you get to see different options
  • Click on Settings option, on the screen to proceed
How to enable Offline mode within YouTube:

  • Once you are on the Settings screen, you will be able to Turn On or Turn Off “Offline” mode by toggling ON/OFF button. It is available in the top right-hand corner.
  • Download options: You will be able to determine the download options so that one can effectively utilize their mobile data.
  • Based on your phone memory/ SD card memory, YouTube application will show you the leftover memory space.
How to download Videos from YouTube App:

Based on your browsing, if you want to save any videos, you get to see a downward arrow next to the video title. The user has tap on download button and the video will be downloaded.

How to view Downloaded Videos from YouTube App:

  • For you to access these videos, one has to make sure that their Status is turned on for “Offline” mode. Based on this mode all available videos are displayed.
  • Once you tap on Available videos, a list of all videos are displayed and the user will have an option to play the videos by click on “Play” button.
How to remove an existing video from the log:

The user has to tap on the three dots and this will open up an option where the user will be able to delete the video from the log. A confirmation popup will appear for the user to confirm. Based on the option selected video will be removed from the list and left over memory space is refreshed.

Using this option has definitely made my travel entertaining. I was able to save few videos that I watched during my late night bus travels and also I didn’t notice the time. If you have a smartphone and you travel a lot, we recommend you to try this as well.

Share your thoughts and let us know whether it was helpful or not

 

Categories
How To

How to use Google Maps offline?

Have you ever thought of having an option where you can use Google Maps mobile application offline? Yes, without having an active internet connection you can use Google Maps mobile application.

Are you a frequent traveler and rely on Google Maps for your routes?

Do you browse maps to identify a place you wanted to know?

If yes, then this information is available at your fingertips with an active internet connection.

What if, if you want to use Google Maps mobile application to satisfy your needs without even your Mobile data ON?

Sounds interesting!!!!

Let me cut the chase and talk about it so that you can leverage this option and enjoy your travel.

How to use Google Maps mobile application OFFLINE?

Now users can download a particular area of the Map within Google Maps mobile application and store it into your phone memory.The article below will show case the detailed steps to download certain area map data from your Google Maps application and use it in an Offline mode.

Pre-Conditions:

  • You should have an existing Gmail account
  • Gmail account credentials to be used to login into Google Maps Application
  • To ensure that you have the latest Google Maps application from Play Store or App Store
  • Have sufficient memory space.
  • Get connected to a WIFI connection to save your mobile data
  • Should have smart phones or tablets (i.e. iPhone, Android Tablets, iPad etc.)

This article is based on using the iPhone 7 and screen shots replicate Google Maps application that is available on iOS platform. The interface of Google Maps might be slightly different compared to Android, but most of the functionality should remain the same.

Step 1:

  • Open Google Maps application by tapping on the App icon.
  • Once the Google Maps application is open, click on Menu icon that is available on left-hand top corner
  • The menu will slide from the left side of the screen.
  • One has to select on “Offline Areas” option
Step 2:

Offline Areas screen will appear where the user has an option to download a specific area according to their requirement.

A settings icon is available on Right-hand top corner which controls the Offline Areas information download

  • This screen will show you all the offline areas that you have downloaded so far so that it is useful to verify and use it at a later point in time. To download a new custom area, the user has to tap on “Custom Area” option.

  • Once the user taps on Settings icon user will be redirected to a screen where he/she can opt for Automatic or Manual Update for Offline areas.
  • Also, users can set their preference in terms of downloading information either by using Mobile Data, Wi-Fi etc.
Step 3:

  • To download a new custom area, the user has to tap on “Custom Area” option.
  • The user will be redirected to a screen where they can Zoom In and Zoom Out their selection and opt for the desired area.
  • Once the area is decided, user has to click on Download button
Step 4:

  • The user has an option to give a specific name for the custom area that they are downloading and save the information accordingly. This feature helps to maintain customized list according to user’s understanding and doesn’t have to follow any standard names that Google has to provide. Good job on that, Google Maps!
Step 5:

  • The download will be initiated and it will show you the total amount of space that is available on Phone memory and download progress is displayed on time to time.
  • The user has an option to Pause the download and continue later.

  • The user has an option to “Delete” an Offline area if they wish to.
  • Based on the settings, the user will be able to get updates on the areas that they have downloaded.

I hope this step by step guide has helped you to understand ” How to use Google Maps mobile application offline”.

 

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